That Lifestyle Inflation Trap

We became Mr. and Mrs. in 2011. After the big day and our 3 week honeymoon, we re-entered the land of normality midway through the year. Phew, we’d done it! We’d knuckled down and saved hard to pull all that off. Time to celebrate – we could spend money again! Or not. We incurred £1,000 […]

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Convention

I recently read a blog post and it struck such a chord with me, that I’m still thinking about it days later. The post was entitled Embracing Territorial Living by Four Pillar Freedom. The essence of the post discussed hierarchical vs. territorial living. Hierarchical being you live your life constantly thinking about how others perceive […]

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Project 333

Back in early January, up popped Minimalism: A Documentary About the Important Things on my Netflix homepage. I ended up watching it twice in two days because, as I sat in wonderment the first time around about how truly amazing it was, I knew Mr. LLC had to watch it too. We’ve always erred on […]

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Attitude Matters

Having a positive outlook can spill over to pretty much every area of your life. I try to approach every situation with a default positive demeanour and that helps me to not put roadblocks in the way before I’ve even begun. Instead of approaching a situation and looking at potential problems as roadblocks, I think […]

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Paying Off My Student Loan

Saturday 18th February 2017. The day I cleared my student loan balance and we can officially say we have no debt (this may change if we decide to buy a house but I’m just going to revel in our debt-free state right now)!! The Loan I had a total of £13,631.01 coming out of university […]

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10 Tips for How to Save Money in NYC

Let’s not sugar coat things. Living in New York City is expensive. According to Business Insider, NYC is the 11th most expensive city in the world. But, having lived here for over 3 years now, I’d say I have a comfortable level of expenditure where I don’t feel like my wallet is being prised from […]

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Love Should Be Celebrated Every Day

I feel as though no sooner than the tinsel and baubles are taken down, the hearts and heart-shaped bunting is being put in its place in preparation for the oh-so consumerist event that is St. Valentine’s Day. Actually, I can attest to seeing an employee in Clinton Cards stocking valentine’s gifts in the week leading […]

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Uber Frugal Month: The Results

January saw us take part in the Frugalwoods Uber Frugal Month Challenge. The Challenge was designed to help people not only save as much money as possible in one month but to reset and hopefully change consumer mindsets. An impressive 9,000+ individuals signed up to take part! We’re not perfect and are always happy for an […]

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When It’s Right To Spend Money

This new lifestyle we’ve been living since March 2016 isn’t about deprivation. It’s not about saving as much money as you can at the expense of your happiness or sanity. Yes, it’s about breaking old spendthrift habits, forming new frugal habits and adapting your lifestyle to maximise your savings rate whilst still enjoying the things […]

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This Isn’t a Dress Rehearsal

You only get one life. This isn’t a dress rehearsal, this is it. I want to live my life as well as I can and the way I want to. However, to enable me to do that, I need £’s. And lots of it. So, I need to live as well as I can, strategically, […]

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