Money and Relationships

Money and relationships. There’s not many things that can be so divisive between a couple. But, just like there’s more than one way to skin a cat, there is definitely more than one way for  couples to manage their financials. Couple Money Management From talking over the years with family, friends and colleagues, the 3 […]

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The On-Demand Economy: Don’t Fall Prey

The consumer driven society we live in has a thing about instant gratification. When people want something, they want it right that second. And technology companies and businesses are capitalising on this by rolling out goods and services that cater to this incessant, immediate want, with the rapid explosion of the on-demand economy (also known […]

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Subscription Boxes: Silent Savings Killers

There’s something out there that’s silently crushing your ability to save. It’s superfluous and a complete money drain. What am I talking about? Subscription boxes. It started with one or two but they have simply proliferated into obscenity. There are so many freaking subscription boxes on the market. What exactly am I talking about? For […]

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That Lifestyle Inflation Trap

We became Mr. and Mrs. in 2011. After the big day and our 3 week honeymoon, we re-entered the land of normality midway through the year. Phew, we’d done it! We’d knuckled down and saved hard to pull all that off. Time to celebrate – we could spend money again! Or not. We incurred £1,000 […]

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Attitude Matters

Having a positive outlook can spill over to pretty much every area of your life. I try to approach every situation with a default positive demeanour and that helps me to not put roadblocks in the way before I’ve even begun. Instead of approaching a situation and looking at potential problems as roadblocks, I think […]

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Paying Off My Student Loan

Saturday 18th February 2017. The day I cleared my student loan balance and we can officially say we have no debt (this may change if we decide to buy a house but I’m just going to revel in our debt-free state right now)!! The Loan I had a total of £13,631.01 coming out of university […]

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You Need An Emergency Fund

I’m just going to come out and say it. You need an emergency fund. For real*. Not just in the hypothetical sense of “oh, it really would be prudent of me/us to have some money put aside just in case something were to go wrong”. In the actual “we need to take control of our […]

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How we Budget

We have always tracked every single penny with a household budget. And when I say every single penny, I mean every. single. penny. We’ve had the odd remark over the years from friends about how crazy we are to track so closely when we’ve discussed how we all manage household finances. But it works for […]

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The Middle Ground

I have always enjoyed saving money. When I was a child and my grandparents gave me the odd 50p or £1, I would always cling to it with joy and put it straight in my moneybox. I used to love it when my moneybox felt heavy with coins. That feeling stayed with me as I […]

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